Find out how much you can afford for your home purchase!
Pre-Approval
A mortgage pre-approval is an important step in the home buying process and we can help you out. We can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford.
We will advise you about the documentation (income confirmation, down payment confirmation, etc.) You'll need to supply upon conditional approval of your mortgage. Any conditions must be met for your mortgage to be fully approved. Pre-approvals are subject to your continued good credit and are usually good for 60, 90 or 120 days depending on the lender.
We will advise you about the documentation (income confirmation, down payment confirmation, etc.) You'll need to supply upon conditional approval of your mortgage. Any conditions must be met for your mortgage to be fully approved. Pre-approvals are subject to your continued good credit and are usually good for 60, 90 or 120 days depending on the lender.
Use the money in your home to pay off high interest debts and be mortgage-free quicker.
Refinancing
Refinance up to 80% of your home's value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don't think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.
Call or email today for full details and a FAST mortgage pre-approval!
Call or email today for full details and a FAST mortgage pre-approval!
Most homeowners stay with their existing mortgage lender because they believe it is too time consuming to get a better mortgage rate.
Renewals
If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions! In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This is an important moment of opportunity. This is where an independent mortgage professional like us can help offer advice and options to help you get ahead!
Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you reconsidering a cottage or vacation property. Are you confident you will get the best rate at renewal?
Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means significant negotiating power behind finding the best mortgage to fit your specific situation.
Maybe your mortgage needs have changed. This is the time to decide. For example, you may want to consolidate high interest debt in with your mortgage or you may want to tap some of your home equity for a renovation project? Or maybe you reconsidering a cottage or vacation property. Are you confident you will get the best rate at renewal?
Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means significant negotiating power behind finding the best mortgage to fit your specific situation.
More Canadians than ever before are spending quality time in their own vacation property
Vacation Properties
Build your net worth with a beautiful asset while providing you and your family the perfect spot to relax and unwind. Cottages and other vacation properties are providing family memories for many average Canadians, who are taking advantage of low rates and innovative new mortgage products that put these getaway homes within reach!
Call or email today for full details and a FAST mortgage pre-approval!
Call or email today for full details and a FAST mortgage pre-approval!
Low rates and excellent options for self-employed individuals looking to get mortgage financing.
Self Employed
When it comes to mortgages, it hasn't always paid to be self-employed namely because reducing your taxable income can make it difficult to qualify for the mortgage you deserve.
We work with lenders that offer excellent mortgage options for self-employed Canadians. These lenders understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
We're here to help you beat the banks ... Give us a call today.
We work with lenders that offer excellent mortgage options for self-employed Canadians. These lenders understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
We're here to help you beat the banks ... Give us a call today.
Build your long term wealth with Real Estate
Investment Properties
Investment properties, particularly smaller residential properties, are accessible to many average Canadians. Real estate has been one of the most attractive investment categories in Canada for the past decade.
We can help you take advantage of real estate opportunities and unique mortgage options if you're looking to seriously build your portfolio.Give us a call and let's see what we can do for you.
We can help you take advantage of real estate opportunities and unique mortgage options if you're looking to seriously build your portfolio.Give us a call and let's see what we can do for you.
Secure the funding you need for a commercial property.
Commercial
Unlock the benefits of working with Corey, your trusted commercial mortgage broker in Toronto. With years of industry experience and extensive knowledge of the local market, Corey brings unparalleled expertise to help you navigate the complexities of commercial mortgages. From finding the best rates and terms to streamlining the application process, Corey's personalized approach ensures you get the financing solution that aligns with your unique needs and goals. Trust Corey to save you time, money, and hassle, and let his expert guidance and exceptional service take your commercial real estate investment to new heights. Contact Corey today and experience the advantage.
Building something big? We have you covered.
Construction
Embarking on a construction project in Toronto? Partner with Corey, your trusted construction mortgage broker, to simplify the financing process. With Corey's extensive experience and in-depth knowledge of the local construction market, he can guide you through the complexities of construction mortgages. From securing competitive rates and flexible terms to coordinating with lenders and managing the paperwork, Corey's personalized approach ensures a smooth and efficient financing journey. With Corey by your side, you can save time, money, and stress while obtaining the construction mortgage solution that best fits your project's unique requirements. Contact Corey today and leverage his expertise to make your construction project a success.
